{"id":3827,"date":"2024-02-12T09:00:15","date_gmt":"2024-02-12T08:00:15","guid":{"rendered":"https:\/\/holisticds.com\/?post_type=articulo&#038;p=3827"},"modified":"2024-05-02T11:38:44","modified_gmt":"2024-05-02T10:38:44","slug":"merchandise-financial-planning-how-to-develop-it-in-an-agile-and-efficient-manner","status":"publish","type":"articulo","link":"https:\/\/holisticds.com\/en\/articulo\/merchandise-financial-planning-how-to-develop-it-in-an-agile-and-efficient-manner\/","title":{"rendered":"Merchandise Financial Planning: how to develop it in an agile and efficient manner"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The retail business environment is very complex, which is why efficient planning that streamlines operations is an increasingly important competitive advantage. In this sense, <\/span><b>Merchandise Financial Planning<\/b><span style=\"font-weight: 400;\"> has a special role to play, which is why in this article we talk about how this financial planning can help your organization and how you can develop it efficiently.<\/span><\/p>\n<h2>What is Merchandise Financial Planning?<\/h2>\n<p><b>Merchandise Financial Planning or MFP<\/b><span style=\"font-weight: 400;\"> is a process that seeks to align the company&#8217;s high-level financial objectives (budgets) with the tactical plan at the merchandise level.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Its objective is to determine the sales and margin budget for the next period (year, season, etc.) incorporating the necessary merchandise variables (collections, products, channels, countries, etc.) in order to define the purchasing needs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In many cases the MFP is the first budget to be made as it <\/span><b>allows to define and manage what will be sold, where and when<\/b><span style=\"font-weight: 400;\">, at different levels of granularity.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Due to its multiple purpose, a merchandise financial planning usually includes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Financial strategic plan: which defines at a high level the sales and margin target for a period.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Top-Down Plan: which increases the level of detail of the strategic plan to a level with a business sense, offering:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">More detail at a territorial level<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Granularity by sales channel<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Data at a lower level of the product hierarchy (collection, sub-family, brand, etc.)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Including key parameters such as global discounts and rebates<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2>Challenges in Merchandise Financial Planning.<\/h2>\n<p><span style=\"font-weight: 400;\">The rationale behind this process is simple and has been there for decades: anticipate demand to plan inventory needs while respecting financial capacity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The challenge is that in today&#8217;s complex reality, this &#8220;simple&#8221; objective is difficult to execute. Especially if financial management depends on information that is spread across spreadsheets and any changes need to be reflected in different places.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This situation can create many <\/span><b>problems when developing an MFP<\/b><span style=\"font-weight: 400;\">, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Finance teams may need weeks to collect, organize and analyze all the data needed to develop the plan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Working manually can lead to data errors that in practice result in overstocking or out-of-stocks of top-selling items.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Forecasts will lack precision, which means that the decisions made will not be the best or will depend on biases that may compromise profitability.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In addition, all of this will place a significant workload on teams, as any adjustment is complicated and will require long lead times to complete.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Today&#8217;s retail is very demanding: products with very short life cycles, high update frequencies, with production orders that must be planned months in advance, interruptions in supply chains, etc. <\/span><b>It is a complex system with many moving parts that make management difficult, so it is necessary to rely on specific tools to achieve better results<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2>Why robust retail planning solutions are important.<\/h2>\n<p><b>Creating an effective MFP requires a system that handles data management and creates an agile, collaborative planning process<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This allows organizations to plan a year or a season at both a high level and at a certain level of detail, involving key people in the company and even creating multiple scenarios, all in a matter of hours or days. In this way, teams stop wasting time swimming in data to focus more on their planning and future impact, generating more effective action plans.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A robust retail planning tool allows you to work at any level of granularity in real time to generate initial budgets that are no longer just owned by the finance team, but are a job that combines the global view of finance with the detail of the merchandise teams.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition, as we said at the beginning, <\/span><b>MFP also plays an important role in-season<\/b><span style=\"font-weight: 400;\">, as it allows to understand and evaluate the actual results against the objectives set. Integrating the MFP process into a global solution allows you to track sales and margin vs. the initial budget forecast at the beginning of the year\/season, all in the same environment.<\/span><\/p>\n<h3>Advantages offered by retail planning software:<\/h3>\n<p><span style=\"font-weight: 400;\">In addition to everything we just mentioned, having a tailored planning solution for your retail business will help you to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Increase profit margins<\/b><span style=\"font-weight: 400;\"> by reducing waste through better forecasting of full-price sales across products, categories and channels. In addition, well-executed planning ensures good use of resources, avoiding over-investment in inventory and optimizing cash flow.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Improve flexibility and agility<\/b><span style=\"font-weight: 400;\"> when making decisions based on external factors. In addition, this agility also allows for more frequent forecasting to allocate smaller lots accurately, which increases available cash flow.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Improve the quality of work of the teams<\/b><span style=\"font-weight: 400;\"> by reducing the stress generated by the labor-intensive and time-consuming work of dealing with dozens of spreadsheets full of errors or outdated information.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Generate a more collaborative work environment<\/b><span style=\"font-weight: 400;\">, where different users and teams make their contribution from their area of responsibility, resulting in an initial budget that combines the visions and expertise of finance + merchandise.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Obtain more specific and in-depth reports<\/b><span style=\"font-weight: 400;\">, as you can introduce regional and\/or promotional variables to enrich the analysis: different calendars by area, promotions by country, split between full-price, discounted and sales, etc.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Save time and resources<\/b><span style=\"font-weight: 400;\"> thanks to the efficiency of the software, allowing you to free up staff for more important tasks such as strategic analysis.<\/span><\/li>\n<\/ul>\n<h2>Streamline your Merchandise Financial Planning process.<\/h2>\n<p><b>It&#8217;s time to leave the chaos of spreadsheets behind and transform your planning processes<\/b><span style=\"font-weight: 400;\">. Using a customized solution will allow you to focus on what&#8217;s really important: interpreting information and using it to make decisions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Merchandise Financial Planning brings together data from different teams at different levels, which is complex to reconcile. Using specific planning software allows for greater collaboration to achieve more refined, efficient plans based on quality data.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In an increasingly dynamic and competitive retail environment, the ability to maximize management efficiency becomes a key differentiator. <\/span><b>Adopting a robust software solution not only represents an investment in efficiency, accuracy and agility, but also in sustainability and future growth<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are looking for a specialist partner to help you with this, do not hesitate to <\/span><a href=\"https:\/\/holisticds.com\/en\/contact\/\"><span style=\"font-weight: 400;\">contact us<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n  <div class=\"related-post grid\">\r\n        <h2 class=\"headline\">Related Articles<\/h2>\r\n    <div class=\"post-list \">\r\n\r\n            <div class=\"item\">\r\n            <div class=\"thumb post_thumb\">\r\n    <a  title=\"What is FP&#038;A and why is it important?\" href=\"https:\/\/holisticds.com\/en\/articulo\/what-is-fpa-and-why-is-it-important\/\">\r\n\r\n      <img fetchpriority=\"high\" decoding=\"async\" width=\"620\" height=\"414\" src=\"https:\/\/holisticds.com\/wp-content\/uploads\/2022\/06\/Blog_fpa.png\" class=\"attachment-full size-full wp-post-image\" alt=\"Blog fp&amp;a\" srcset=\"https:\/\/holisticds.com\/wp-content\/uploads\/2022\/06\/Blog_fpa.png 620w, https:\/\/holisticds.com\/wp-content\/uploads\/2022\/06\/Blog_fpa-300x200.png 300w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/>\r\n\r\n    <\/a>\r\n  <\/div>\r\n\r\n  <a class=\"title post_title\"  title=\"What is FP&#038;A and why is it important?\" href=\"https:\/\/holisticds.com\/en\/articulo\/what-is-fpa-and-why-is-it-important\/\">\r\n        What is FP&#038;A and why is it important?  <\/a>\r\n\r\n  <p class=\"excerpt post_excerpt\">\r\n    In a context like the current one where financial instability and market volatility are so present, it is normal that <a class=\"read-more\" href=\"https:\/\/holisticds.com\/en\/articulo\/what-is-fpa-and-why-is-it-important\/\"> [...]<\/a>  <\/p>\r\n        <\/div>\r\n              <div class=\"item\">\r\n            <div class=\"thumb post_thumb\">\r\n    <a  title=\"What is BOARD and benefits\" href=\"https:\/\/holisticds.com\/en\/articulo\/board-software-purpose-and-benefits\/\">\r\n\r\n      <img decoding=\"async\" width=\"743\" height=\"337\" src=\"https:\/\/holisticds.com\/wp-content\/uploads\/2022\/08\/post_2a.png\" class=\"attachment-full size-full wp-post-image\" alt=\"Post 2a\" srcset=\"https:\/\/holisticds.com\/wp-content\/uploads\/2022\/08\/post_2a.png 743w, https:\/\/holisticds.com\/wp-content\/uploads\/2022\/08\/post_2a-300x136.png 300w\" sizes=\"(max-width: 743px) 100vw, 743px\" \/>\r\n\r\n    <\/a>\r\n  <\/div>\r\n\r\n  <a class=\"title post_title\"  title=\"What is BOARD and benefits\" href=\"https:\/\/holisticds.com\/en\/articulo\/board-software-purpose-and-benefits\/\">\r\n        What is BOARD and benefits  <\/a>\r\n\r\n  <p class=\"excerpt post_excerpt\">\r\n    Board International was founded in the 1990s with the aim of being a Self-Service Analysis and Reporting, which goes through <a class=\"read-more\" href=\"https:\/\/holisticds.com\/en\/articulo\/board-software-purpose-and-benefits\/\"> [...]<\/a>  <\/p>\r\n        <\/div>\r\n              <div class=\"item\">\r\n            <div class=\"thumb post_thumb\">\r\n    <a  title=\"Financial analysis of the company as a competitive advantage\" href=\"https:\/\/holisticds.com\/en\/articulo\/financial-analysis-of-the-company-as-a-competitive-advantage\/\">\r\n\r\n      <img decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-Ana\u0301lisis-financiero-scaled.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"Holistic Ana\u0301lisis financiero\" srcset=\"https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-Ana\u0301lisis-financiero-scaled.jpg 2560w, https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-Ana\u0301lisis-financiero-300x169.jpg 300w, https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-Ana\u0301lisis-financiero-1024x576.jpg 1024w, https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-Ana\u0301lisis-financiero-768x432.jpg 768w, https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-Ana\u0301lisis-financiero-1536x864.jpg 1536w, https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-Ana\u0301lisis-financiero-2048x1152.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\r\n\r\n    <\/a>\r\n  <\/div>\r\n\r\n  <a class=\"title post_title\"  title=\"Financial analysis of the company as a competitive advantage\" href=\"https:\/\/holisticds.com\/en\/articulo\/financial-analysis-of-the-company-as-a-competitive-advantage\/\">\r\n        Financial analysis of the company as a competitive advantage  <\/a>\r\n\r\n  <p class=\"excerpt post_excerpt\">\r\n    Finance is a vital area for any company. In a context marked by instability and volatility, it is more important <a class=\"read-more\" href=\"https:\/\/holisticds.com\/en\/articulo\/financial-analysis-of-the-company-as-a-competitive-advantage\/\"> [...]<\/a>  <\/p>\r\n        <\/div>\r\n      \r\n  <\/div>\r\n\r\n  <script>\r\n      <\/script>\r\n  <style>\r\n    .related-post {}\r\n\r\n    .related-post .post-list {\r\n      text-align: left;\r\n          }\r\n\r\n    .related-post .post-list .item {\r\n      margin: 5px;\r\n      padding: 0px;\r\n          }\r\n\r\n    .related-post .headline {\r\n      font-size: 35px !important;\r\n      color: #4abbeb !important;\r\n          }\r\n\r\n    .related-post .headline{\r\nfont-weight: 400 !important;\r\npadding-top: 40px !important;\r\ntext-align:center !important;\r\n}\r\n\r\n.related-post .post-list .item .thumb img {\r\nheight: 165px !important;\r\nobject-fit: cover;\r\n}.related-post .post-list .item .post_thumb {\r\n      max-height: 250px;\r\n      margin: 5px 5px;\r\n      padding: 0px;\r\n      display: block;\r\n      object-fit: cover !important;\r\nmin-height: 170px !important;    }\r\n\r\n    .related-post .post-list .item .post_title {\r\n      font-size: 22px;\r\n      color: #3f3f3f;\r\n      margin: 20px 0px;\r\n      padding: 0px;\r\n      line-height: 1.2em;\r\n      display: block;\r\n      text-decoration: none;\r\n          }\r\n\r\n    .related-post .post-list .item .post_excerpt {\r\n      font-size: 16px;\r\n      color: #3f3f3f;\r\n      margin: 10px 0px;\r\n      padding: 0px;\r\n      line-height: 1.3em;\r\n      display: block;\r\n      text-decoration: none;\r\n          }\r\n\r\n    @media only screen and (min-width: 1024px) {\r\n      .related-post .post-list .item {\r\n        width: 31%;\r\n      }\r\n    }\r\n\r\n    @media only screen and (min-width: 768px) and (max-width: 1023px) {\r\n      .related-post .post-list .item {\r\n        width: 90%;\r\n      }\r\n    }\r\n\r\n    @media only screen and (min-width: 0px) and (max-width: 767px) {\r\n      .related-post .post-list .item {\r\n        width: 90%;\r\n      }\r\n    }\r\n\r\n      <\/style>\r\n    <\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>Article describing the merchandise financial planning process in retail: what it is, challenges, why it is important and how to develop it efficiently thanks to a specialized software solution.<\/p>\n  <div class=\"related-post grid\">\r\n        <h2 class=\"headline\">Related Articles<\/h2>\r\n    <div class=\"post-list \">\r\n\r\n            <div class=\"item\">\r\n            <div class=\"thumb post_thumb\">\r\n    <a  title=\"What is FP&#038;A and why is it important?\" href=\"https:\/\/holisticds.com\/en\/articulo\/what-is-fpa-and-why-is-it-important\/\">\r\n\r\n      <img loading=\"lazy\" width=\"620\" height=\"414\" src=\"https:\/\/holisticds.com\/wp-content\/uploads\/2022\/06\/Blog_fpa.png\" class=\"attachment-full size-full wp-post-image\" alt=\"Blog fp&amp;a\" decoding=\"async\" srcset=\"https:\/\/holisticds.com\/wp-content\/uploads\/2022\/06\/Blog_fpa.png 620w, https:\/\/holisticds.com\/wp-content\/uploads\/2022\/06\/Blog_fpa-300x200.png 300w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/>\r\n\r\n    <\/a>\r\n  <\/div>\r\n\r\n  <a class=\"title post_title\"  title=\"What is FP&#038;A and why is it important?\" href=\"https:\/\/holisticds.com\/en\/articulo\/what-is-fpa-and-why-is-it-important\/\">\r\n        What is FP&#038;A and why is it important?  <\/a>\r\n\r\n  <p class=\"excerpt post_excerpt\">\r\n    In a context like the current one where financial instability and market volatility are so present, it is normal that <a class=\"read-more\" href=\"https:\/\/holisticds.com\/en\/articulo\/what-is-fpa-and-why-is-it-important\/\"> [...]<\/a>  <\/p>\r\n        <\/div>\r\n              <div class=\"item\">\r\n            <div class=\"thumb post_thumb\">\r\n    <a  title=\"5 tips for optimizing financial planning and analysis (FP&#038;A)\" href=\"https:\/\/holisticds.com\/en\/articulo\/5-tips-for-optimizing-financial-planning-and-analysis-fpa\/\">\r\n\r\n      <img loading=\"lazy\" width=\"939\" height=\"625\" src=\"https:\/\/holisticds.com\/wp-content\/uploads\/2022\/11\/Blog_5tips_analisis_financieros.png\" class=\"attachment-full size-full wp-post-image\" alt=\"Blog 5tips analisis financieros\" decoding=\"async\" srcset=\"https:\/\/holisticds.com\/wp-content\/uploads\/2022\/11\/Blog_5tips_analisis_financieros.png 939w, https:\/\/holisticds.com\/wp-content\/uploads\/2022\/11\/Blog_5tips_analisis_financieros-300x200.png 300w, https:\/\/holisticds.com\/wp-content\/uploads\/2022\/11\/Blog_5tips_analisis_financieros-768x511.png 768w\" sizes=\"(max-width: 939px) 100vw, 939px\" \/>\r\n\r\n    <\/a>\r\n  <\/div>\r\n\r\n  <a class=\"title post_title\"  title=\"5 tips for optimizing financial planning and analysis (FP&#038;A)\" href=\"https:\/\/holisticds.com\/en\/articulo\/5-tips-for-optimizing-financial-planning-and-analysis-fpa\/\">\r\n        5 tips for optimizing financial planning and analysis (FP&#038;A)  <\/a>\r\n\r\n  <p class=\"excerpt post_excerpt\">\r\n    Time and money. If we were to carry out a market survey and ask finance directors, entrepreneurs or heads of <a class=\"read-more\" href=\"https:\/\/holisticds.com\/en\/articulo\/5-tips-for-optimizing-financial-planning-and-analysis-fpa\/\"> [...]<\/a>  <\/p>\r\n        <\/div>\r\n              <div class=\"item\">\r\n            <div class=\"thumb post_thumb\">\r\n    <a  title=\"6 benefits of automating financial consolidation.\" href=\"https:\/\/holisticds.com\/en\/articulo\/6-benefits-of-automating-financial-consolidation\/\">\r\n\r\n      <img loading=\"lazy\" width=\"1640\" height=\"1000\" src=\"https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-data-solutions-blog-automatizar-consolidacion-financiera-beneficios.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"Holistic data solutions blog automatizar consolidacion financiera beneficios\" decoding=\"async\" srcset=\"https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-data-solutions-blog-automatizar-consolidacion-financiera-beneficios.jpg 1640w, https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-data-solutions-blog-automatizar-consolidacion-financiera-beneficios-300x183.jpg 300w, https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-data-solutions-blog-automatizar-consolidacion-financiera-beneficios-1024x624.jpg 1024w, https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-data-solutions-blog-automatizar-consolidacion-financiera-beneficios-768x468.jpg 768w, https:\/\/holisticds.com\/wp-content\/uploads\/2023\/01\/Holistic-data-solutions-blog-automatizar-consolidacion-financiera-beneficios-1536x937.jpg 1536w\" sizes=\"(max-width: 1640px) 100vw, 1640px\" \/>\r\n\r\n    <\/a>\r\n  <\/div>\r\n\r\n  <a class=\"title post_title\"  title=\"6 benefits of automating financial consolidation.\" href=\"https:\/\/holisticds.com\/en\/articulo\/6-benefits-of-automating-financial-consolidation\/\">\r\n        6 benefits of automating financial consolidation.  <\/a>\r\n\r\n  <p class=\"excerpt post_excerpt\">\r\n    Financial consolidation is a process that can absorb a lot of time and resources. Companies that perform it manually reach <a class=\"read-more\" href=\"https:\/\/holisticds.com\/en\/articulo\/6-benefits-of-automating-financial-consolidation\/\"> [...]<\/a>  <\/p>\r\n        <\/div>\r\n      \r\n  <\/div>\r\n\r\n  <script>\r\n      <\/script>\r\n  <style>\r\n    .related-post {}\r\n\r\n    .related-post .post-list {\r\n      text-align: left;\r\n          }\r\n\r\n    .related-post .post-list .item {\r\n      margin: 5px;\r\n      padding: 0px;\r\n          }\r\n\r\n    .related-post .headline {\r\n      font-size: 35px !important;\r\n      color: #4abbeb !important;\r\n          }\r\n\r\n    .related-post .headline{\r\nfont-weight: 400 !important;\r\npadding-top: 40px !important;\r\ntext-align:center !important;\r\n}\r\n\r\n.related-post .post-list .item .thumb img {\r\nheight: 165px !important;\r\nobject-fit: cover;\r\n}.related-post .post-list .item .post_thumb {\r\n      max-height: 250px;\r\n      margin: 5px 5px;\r\n      padding: 0px;\r\n      display: block;\r\n      object-fit: cover !important;\r\nmin-height: 170px !important;    }\r\n\r\n    .related-post .post-list .item .post_title {\r\n      font-size: 22px;\r\n      color: #3f3f3f;\r\n      margin: 20px 0px;\r\n      padding: 0px;\r\n      line-height: 1.2em;\r\n      display: block;\r\n      text-decoration: none;\r\n          }\r\n\r\n    .related-post .post-list .item .post_excerpt {\r\n      font-size: 16px;\r\n      color: #3f3f3f;\r\n      margin: 10px 0px;\r\n      padding: 0px;\r\n      line-height: 1.3em;\r\n      display: block;\r\n      text-decoration: none;\r\n          }\r\n\r\n    @media only screen and (min-width: 1024px) {\r\n      .related-post .post-list .item {\r\n        width: 31%;\r\n      }\r\n    }\r\n\r\n    @media only screen and (min-width: 768px) and (max-width: 1023px) {\r\n      .related-post .post-list .item {\r\n        width: 90%;\r\n      }\r\n    }\r\n\r\n    @media only screen and (min-width: 0px) and (max-width: 767px) {\r\n      .related-post .post-list .item {\r\n        width: 90%;\r\n      }\r\n    }\r\n\r\n      <\/style>\r\n    <\/div>\r\n","protected":false},"featured_media":3824,"menu_order":0,"template":"","meta":{"_acf_changed":false,"slim_seo":{"title":"6 benefits of automating financial consolidation. - Holistic Data Solutions","description":"Financial consolidation is a process that can absorb a lot of time and resources. Companies that perform it manually reach a point where they find that continui"},"footnotes":""},"categories":[57],"tags":[69,73,77],"class_list":["post-3827","articulo","type-articulo","status-publish","has-post-thumbnail","hentry","category-planning","tag-board-en","tag-planning-en","tag-retail-en"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/holisticds.com\/en\/wp-json\/wp\/v2\/articulo\/3827","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/holisticds.com\/en\/wp-json\/wp\/v2\/articulo"}],"about":[{"href":"https:\/\/holisticds.com\/en\/wp-json\/wp\/v2\/types\/articulo"}],"version-history":[{"count":1,"href":"https:\/\/holisticds.com\/en\/wp-json\/wp\/v2\/articulo\/3827\/revisions"}],"predecessor-version":[{"id":4530,"href":"https:\/\/holisticds.com\/en\/wp-json\/wp\/v2\/articulo\/3827\/revisions\/4530"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/holisticds.com\/en\/wp-json\/wp\/v2\/media\/3824"}],"wp:attachment":[{"href":"https:\/\/holisticds.com\/en\/wp-json\/wp\/v2\/media?parent=3827"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/holisticds.com\/en\/wp-json\/wp\/v2\/categories?post=3827"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/holisticds.com\/en\/wp-json\/wp\/v2\/tags?post=3827"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}